I love finance!  I've been a banker my entire career but have done many different things within banking.  I financed aircraft around the world, completed nearly $ 1 billion in asset securitizations, started several successful specialty finance companies, implemented the nCino Bank Operating System several times at different banks, and managed commercial lending teams.  I've digitally transformed many lending functions to improve efficiency and speed.  I was the Chief Lending Officer at Huntingdon Valley Bank, "HVB". 

 

While in that role, I led the build-out of our PPP engine, closed the world's first commercial loan-backed crypto currency program with Maker DAO's Dai, built an eCommerce bank to fund Amazon sellers called Braavo Bank and helped develop an app-based consumer finance business.  I accomplished the above during my three-year tenure at HVB while building the commercial lending group growing the loan portfolio from $13 million to over $300 million and helping the bank diversify its business away from residential mortgage lending.  

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On October 19, 2022, HVB agreed to be acquired by First Citizens Community Bank for approximately $70 million, 1.68x book value.  In March 2024 I joined Ponce Bank (a CDFI bank) in NY to help build their Business Banking business and add SBA lending to the product suite.